Financing Options

Flexible Financing

Own Your Chair. Pay on Your Terms.

0% APR financing available through multiple lenders. Apply at checkout — subject to credit approval. Terms vary by lender and purchase amount.

Questions about financing? Our specialists can walk you through every option.

📞 Call (202) 998-5566

Affirm

0–36 mo

0% APR on qualifying plans. Longer terms available at standard rates. Subject to credit approval.

Shop Pay

4 payments

Split into 4 interest-free installments over 6 weeks. Subject to eligibility.

PayPal Credit

6 mo 0%

No interest if paid in full within 6 months on purchases of $99+. Subject to credit approval.

Payment Plan Comparison

Provider Term APR Best For
Shop Pay 4 payments (6 weeks) 0% Smaller purchases, fast approval
Affirm 3, 6, 12 months 0% (qualifying) Mid-range chairs, 0% priority
Affirm 18–36 months Varies by credit profile Premium chairs, lower monthly payment
PayPal Credit 6 months 0% (if paid in full) Existing PayPal users

How to Apply

1

Choose Your Chair

Browse our full collection and add your preferred model to cart.

2

Select Financing at Checkout

Choose Affirm, Shop Pay, or PayPal Credit at the payment step.

3

Complete Your Application

Each lender has its own approval process. Approval is not guaranteed and is subject to credit review.

4

Your Chair Ships Free

Free shipping to the lower 48 states on every chair. White Glove setup available in select areas at additional cost.

All financing is provided by third-party lenders (Affirm, Shop Pay Installments, PayPal Credit) and is subject to credit approval. Zebra Massage Chairs does not guarantee financing approval or specific rates. APR, term length, and monthly payment amounts depend on your credit profile and the lender's current terms. Rates and terms are subject to change without notice.